Get Quick Approval for

Competitive interest rates with flexible repayment options. We make financing simple, secure, and transparent for all your needs.

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₹500Cr+

Loans Disbursed

10,000+

Happy Customers

24 Hours

Quick Disbursal

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Yashika Financial Services About Us

Your Trusted Partner for All Financial Needs

With over 20 years of experience in the lending industry, Yashika Financial Services has been helping individuals and businesses secure the right financial solutions. We pride ourselves on offering personalized service, quick approvals, and access to a wide network of leading banks and financial institutions across India.

Expert Financial Advisors
Transparent & Competitive Rates
Customized Loan Solutions
Wide Network of Bank Partners
Founder

Ketan Verma

Founder & Proprietor

Call us anytime +91 99201 93931
Financial Professionals
Team Meeting
20+
Years

Of experience in financial services

Yashika Financial Services Explore Our Loans

Choose Your Perfect Loan Solution

Flexible financing options tailored to meet your unique needs with competitive rates and quick approval

Business Loan

Business Loan

Fuel your business growth with flexible financing solutions tailored for SMEs and startups.

  • Loan Amount: ₹1L to ₹50L
  • Interest Rate: From 14% p.a.
  • Working capital & expansion funding
Learn More
Home Loan

Home Loan

Turn your dream home into reality with our affordable home loan solutions and low interest rates.

  • Loan Amount: ₹5L to ₹2Cr
  • Interest Rate: From 8.5% p.a.
  • Tenure up to 30 years
Learn More
Personal Loan

Personal Loan

Quick personal loans with minimal documentation. Get funds for any personal need within 24 hours.

  • Loan Amount: ₹50K to ₹25L
  • Interest Rate: From 10.5% p.a.
  • Quick approval in 24 hours
Learn More
Car Loan

Car Loan

Drive your dream car today with easy EMI options and competitive interest rates.

  • Loan Amount: ₹1L to ₹50L
  • Interest Rate: From 8.75% p.a.
  • Up to 90% financing
Learn More
Education Loan

Education Loan

Invest in your future with our education loans for domestic and international studies.

  • Loan Amount: ₹50K to ₹1.5Cr
  • Interest Rate: From 9.15% p.a.
  • Moratorium period available
Learn More
Mortgage Loan

Mortgage Loan

Leverage your property for immediate funds with our secured mortgage loan solutions.

  • Loan Amount: ₹5L to ₹5Cr
  • Interest Rate: From 9% p.a.
  • LTV up to 80-90% of property
Learn More
Loan Against Credit Card Receivables and Online Transactions

Loan Against Receivables

Convert your credit card dues into easy EMIs with lower interest rates.

  • Loan Amount: ₹25K to ₹10L
  • Interest Rate: From 11.5% p.a.
  • Save up to 25% on interest
Learn More
Bridge Funding

Bridge Funding

Short-term financing solution to bridge the gap between immediate needs and long-term funding.

  • Quick disbursal for urgent needs
  • Flexible short-term repayment
  • Ideal for time-sensitive opportunities
Apply Now
Machinery Loan

Machinery Loan

Finance new or used machinery and equipment to modernize and expand your business operations.

  • Up to 90% financing
  • Flexible tenure options
  • For new and used equipment
Apply Now
Working Capital

Working Capital

Maintain smooth business operations with adequate working capital financing solutions.

  • Fund daily operational expenses
  • Flexible repayment options
  • Quick approval process
Apply Now
CC/OD Facility

CC/OD Facility

Cash Credit and Overdraft facilities to manage your business cash flow efficiently.

  • Revolving credit facility
  • Pay interest on utilized amount
  • For day-to-day expenses
Apply Now
Construction Finance

Construction Finance

Complete funding solution for residential and commercial construction projects.

  • Stage-wise fund disbursement
  • Competitive interest rates
  • For builders and developers
Apply Now
Lease Rental Discounting

Lease Rental Discounting

Unlock immediate funds against your future rental income with LRD financing.

  • Leverage rental agreements
  • Attractive loan-to-value ratios
  • For property owners
Apply Now
Equity Funding

Equity Funding

Raise capital for your business by offering equity stake to strategic investors.

  • No monthly EMI burden
  • Strategic partnership opportunities
  • For startups and growth companies
Apply Now
CGTMSE Loan

CGTMSE Loan

Credit guarantee scheme loans for MSMEs without collateral or third-party guarantee.

  • No collateral up to ₹2 Crore
  • Government-backed guarantee
  • For micro and small enterprises
Apply Now

Yashika Financial Services Financial Calculator

Calculate Your EMI

Plan your loan repayment with our easy-to-use EMI calculator

Your monthly EMI will be

₹10,247

Interest Amount
₹1,48,330
Principal Amount
₹5,00,000
Total Repayment Amount
₹6,48,330
Apply Now
Min ₹5K Max ₹60L
%
Min 6% Max 36%
Month(s)
Min 3 Months Max 72 Months

Yashika Financial Services Our Partners

Trusted Banking Partners

We collaborate with India's leading banks and financial institutions to bring you the best loan options

ICICI Bank
HDFC Bank
AXIS Bank
KOTAK Bank
YES BANK
DCB Bank
UCO BANK
SBI
TATA CAPITAL
IDFC FIRST BANK
ADITYA BIRLA CAPITAL
INDIA BULLS
PIRAMAL FINANCE
UGRO CAPITAL
DBS AMERICA
INDIFI
LIC HFL
MAHINDRA FINANCE
SBM BANK
SMC FINANCE
TVS CREDIT
CAPRI LOANS
MOTILAL OSWAL
DMI HOUSING FINANCE
AU BANK
SARASWAT BANK
SIDBI
UNITY SMALL FINANCE BANK
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner
Bank Partner

Yashika Financial Services How It Works

Get Your Loan in 4 Simple Steps

Fast, transparent, and hassle-free loan approval process designed for your convenience

01

Initial Consultation

We understand your financial needs and assess your eligibility for various loan products.

02

Document Preparation

Our team helps prepare all necessary documents as per bank requirements for seamless processing.

03

Loan Application & Approval

We submit your application to the most suitable lender and track the approval process.

04

Get Funds

Once approved, we ensure quick disbursement of funds to help you achieve your goals.

Yashika Financial Services Testimonials

What Our Clients Say

Real stories from real customers who achieved their financial goals with us

"Exceptional service! Ketan and his team helped me secure a business loan of ₹25 lakhs at competitive rates. The entire process was transparent and completed within 3 days. Highly recommended!"

Rajesh Patel

Retail Business Owner, Mumbai

"Got my dream home loan approved at 8.5% interest rate! The documentation was minimal and the team handled everything professionally. Thank you Yashika Financial Services for making it so easy."

Sneha Desai

IT Professional, Thane

"Working capital loan approved in just 48 hours! No hidden charges, completely transparent process. Ketan sir personally guided me throughout. Best financial consultant in Mira Road!"

Amit Shah

Manufacturing Business, Mira Road

Ready to Get Started?

Join thousands of satisfied customers who trust Yashika Financial Services for their financial needs

Apply Now

Yashika Financial Services Got Questions?

We Have
Answers!

Find answers to the most common questions about our loan services. Still need help? Our team is just a call away.

Contact Us

What types of loans do you provide?

We offer 15+ loan products including Business Loans, Home Loans, Personal Loans, Car Loans, Education Loans, Mortgage Loans, Machinery Loans, Working Capital, CC/OD Facility, Construction Finance, Bridge Funding, Lease Rental Discounting, Equity Funding, CGTMSE Loans, and Loan Against Credit Card Receivables and Online Transactions. Each solution is tailored with competitive rates and flexible terms.

How fast can I get loan approval?

With complete documentation, most loans are approved within 24-48 hours. Personal and business loans can be sanctioned in 2-3 working days, while home and mortgage loans typically take 5-7 days. We work with multiple banking partners to ensure the fastest possible approval for your specific loan type.

What documents do I need to apply?

Standard documents include: Aadhaar Card, PAN Card, Address Proof, 6 months Bank Statements, Income Proof (Salary Slips/ITR), and passport-size photographs. For business loans, we may need GST returns, business registration documents, and financial statements. Our team will provide you a complete checklist based on your loan type.

Are there any hidden charges?

No, absolutely not! We maintain 100% transparency. All charges including processing fees, interest rates, GST, and other bank charges are clearly explained before you proceed. You'll receive a complete cost breakdown upfront. What we quote is what you pay—no hidden surprises.

What is the minimum credit score required?

While a credit score of 750+ is ideal for best interest rates, we work with multiple lenders and can arrange loans even with lower credit scores (650+). For business loans and secured loans, we have options for those with limited credit history. We evaluate each application individually to find the best solution for you.