Personal Loan

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Yashika Financial Services Overview

Personal Loan Made Simple

Fast, flexible, and hassle-free financing for all your personal needs

What is a Personal Loan?

Personal loans offer versatile financial solutions for your immediate needs without the burden of collateral. From celebrating life's special moments like weddings to handling unexpected medical expenses, home renovations, or consolidating multiple debts - our personal loan solutions provide swift access to funds with attractive interest rates and customizable repayment terms, giving you the financial freedom when you need it most.

Loan Amount: ₹50,000 - ₹25,00,000
Interest Rate: From 10.5% p.a.
Tenure: 12 - 60 months
Processing: Within 24 hours

Perfect For

Wedding
Travel
Medical
Renovation
Debt Relief
Shopping
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Yashika Financial Services Why Choose Us

Best Personal Loan Provider

Experience the advantage of working with a trusted lender

01

Instant Approval

Get your loan approved within 24 hours with minimal documentation and hassle-free process.

02

Competitive Rates

Enjoy the best interest rates in the market starting from just 10.5% per annum.

03

Minimal Documentation

Simple paperwork with digital document submission for your convenience.

04

100% Secure

Your data and transactions are protected with bank-level security measures.

05

Flexible Prepayment

Prepay your loan anytime without heavy penalties and save on interest.

06

24/7 Support

Dedicated customer support team available round the clock for assistance.

Yashika Financial Services Quick Application

Apply for Personal Loan

Fill out the form below and our team will contact you within 24 hours

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Yashika Financial Services Eligibility

Personal Loan Eligibility Criteria

Basic Eligibility

Age Requirement

Between 21 to 65 years

Citizenship

Indian citizen or NRI

Employment

Salaried or Self-employed

Credit Score

650+ for better rates

Income Requirements

Salaried Individuals

Minimum ₹15,000/month net income

Self-Employed

Minimum ₹20,000/month business income

Work Experience

Minimum 1 year in current job/business

Income Proof

Salary slips or ITR documents required

Yashika Financial Services Documentation

Documents Required for Personal Loan

Keep these documents ready for quick loan processing

Identity Proof

Aadhaar Card / PAN Card / Passport

Address Proof

Utility Bill / Rent Agreement

Income Proof

Salary Slips / Bank Statements / ITR

Employment Proof

Employment Letter / Business License

Photographs

Recent passport size photos

Bank Statement

Last 6 months bank statements

Yashika Financial Services Features & Benefits

Personal Loan Advantages

01

No Collateral Required

Get funds without pledging any assets or property

02

Quick Disbursal

Funds transferred directly to your account within hours

03

Flexible Tenure

Choose repayment period from 12 to 60 months

04

Transparent Charges

No hidden fees or processing charges disclosed upfront

05

Multiple Use Cases

Use funds for any personal need without restrictions

06

Easy EMI Options

Affordable monthly installments that fit your budget

Yashika Financial Services More Options

Explore Other Loans

Find the perfect loan solution for your needs

Business Loan

Home Loan

Car Loan

Education Loan

Mortgage Loan

Loan Against Receivables

Bridge Funding

Machinery Loan

Working Capital

CC/OD Facility

Construction Finance

Lease Rental Discounting

Equity Funding

CGTMSE Loan

Yashika Financial Services Our Happy Customers

What Our Customers Say

Real experiences from customers who got their personal loans with us

"Needed funds urgently for my daughter's wedding. Yashika Financial Services approved my personal loan in 24 hours with minimal documentation. Truly grateful!"

Ramesh Iyer

Bank Manager, Chennai

"Got a personal loan for home renovation at excellent rates. No collateral needed and the team handled everything professionally. Highly satisfied!"

Neha Kapoor

HR Manager, Pune

"Used the personal loan to consolidate my credit card debts. Great interest rates and flexible EMI options. Thank you Ketan sir and team!"

Vikrant Gupta

Sales Executive, Navi Mumbai

Ready to Get Your Personal Loan?

Apply now and get instant approval with competitive interest rates

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Yashika Financial Services Personal Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about personal loans and application process.

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What can I use a personal loan for?

You can use a personal loan for any legitimate personal need including weddings, medical expenses, home renovation, travel, education, debt consolidation, or purchasing consumer durables. There are no restrictions on end-use.

How much personal loan can I get?

The loan amount depends on your income, credit score, and repayment capacity. We offer personal loans ranging from ₹50,000 to ₹25,00,000. Our team will assess your profile and recommend the maximum amount you're eligible for.

What if I have a low credit score?

While a credit score of 650+ is preferred, we evaluate each application individually. Even with a lower score, you may qualify based on your income stability, employment history, and other factors. We recommend applying to check your eligibility.

How long does the approval process take?

Most personal loan applications are approved within 24 hours after document submission. Once approved, funds are disbursed directly to your bank account within a few hours. The exact timeline depends on document verification completion.

Are there any processing fees or hidden charges?

We believe in complete transparency. All charges including processing fees (typically 1-2% of loan amount), GST, and any other applicable charges are clearly disclosed before loan approval. There are absolutely no hidden costs.