Business Loan

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Yashika Financial Services Overview

Fuel Your Business Growth

Customized financing solutions for businesses at every stage

What is a Business Loan?

Business loans provide essential funding to fuel your company's growth, whether you need to expand operations, acquire new equipment, maintain healthy cash flow, or launch strategic initiatives. From startups to established enterprises, our tailored business loan solutions are designed to meet your unique requirements with attractive interest rates and swift processing, enabling you to seize opportunities without delay.

Loan Amount: ₹1,00,000 - ₹50,00,000
Interest Rate: From 14% p.a.
Tenure: 12 - 84 months
Processing: Within 48 hours

Perfect For

Expansion
Inventory
Equipment
Working Capital
Office Setup
Startup
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Yashika Financial Services Why Choose Us

Trusted Business Finance Partner

Empowering businesses with flexible financial solutions

01

Quick Approval

Get your business loan approved within 48 hours with minimal documentation required.

02

High Loan Amount

Access up to ₹50 lakhs to meet all your business financing needs.

03

Flexible Tenure

Choose repayment tenure up to 7 years based on your business cash flow.

04

Minimal Collateral

Get unsecured business loans without heavy collateral requirements.

05

Expert Guidance

Dedicated relationship managers to guide you through the entire process.

06

Competitive Rates

Best-in-class interest rates tailored for your business profile.

Yashika Financial Services Quick Application

Apply for Business Loan

Fill out the form below and our team will contact you within 48 hours

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Yashika Financial Services Eligibility

Business Loan Eligibility Criteria

Basic Eligibility

Business Type

Sole Proprietorship, Partnership, Pvt Ltd, LLP

Business Vintage

Minimum 1 year in operation

Age of Applicant

Between 21 to 65 years

Credit Score

700+ for better rates

Financial Requirements

Annual Turnover

Minimum ₹10 lakhs per annum

Profitability

Business should be profitable

Bank Account

Active current account for last 6 months

GST Registration

Valid GST registration (if applicable)

Yashika Financial Services Documentation

Documents Required for Business Loan

Keep these documents ready for quick loan processing

Identity Proof

Aadhaar / PAN / Passport of owner/directors

Business Proof

Registration Certificate / Partnership Deed

Financial Statements

Balance Sheet, P&L, ITR for 2 years

Bank Statements

Last 12 months current account statements

GST Returns

GST registration & returns (if applicable)

Address Proof

Business & residential address proof

Yashika Financial Services Features & Benefits

Business Loan Advantages

01

No Collateral Required

Get unsecured business loans without pledging assets

02

Quick Processing

Fast approval and disbursal within 48 hours

03

Flexible Repayment

Choose tenure from 1 to 7 years

04

High Loan Amount

Access up to ₹50 lakhs based on eligibility

05

Minimal Documentation

Hassle-free process with minimal paperwork

06

Tax Benefits

Interest paid is tax deductible as business expense

Yashika Financial Services More Options

Explore Other Loans

Find the perfect loan solution for your needs

Personal Loan

Home Loan

Car Loan

Education Loan

Mortgage Loan

Loan Against Receivables

Bridge Funding

Machinery Loan

Working Capital

CC/OD Facility

Construction Finance

Lease Rental Discounting

Equity Funding

CGTMSE Loan

Yashika Financial Services Success Stories

What Business Owners Say

Real testimonials from businesses we've helped grow

"Secured a business loan within 48 hours to purchase new machinery. Ketan sir and his team made the entire process incredibly smooth with competitive rates."

Anil Sharma

Textile Manufacturing, Surat

"Yashika Financial Services helped us expand our restaurant chain with a business loan. Their understanding of our cash flow needs was exceptional."

Priya Desai

Restaurant Owner, Mumbai

"Started my import-export business with their help. No hidden charges, transparent process, and excellent guidance throughout. Highly recommended!"

Suresh Mehta

Import-Export Business, Thane

Ready to Grow Your Business?

Apply now and get your business loan approved within 48 hours

Apply Now

Yashika Financial Services Business Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about business loans and application process.

Contact Us

What types of businesses are eligible for business loans?

We offer business loans to Sole Proprietorships, Partnerships, Private Limited companies, and LLPs across various industries including manufacturing, retail, services, and more. The business should be operational for at least 1 year.

How much business loan can I get?

Business loan amounts range from ₹1 lakh to ₹50 lakhs, depending on your business turnover, profitability, credit score, and repayment capacity. Our team will assess your business profile to determine the maximum eligible amount.

Do I need collateral for a business loan?

We offer both secured and unsecured business loans. For loans up to ₹25 lakhs, collateral may not be required for eligible businesses with good credit history and strong financials. Higher loan amounts may require collateral.

What is the interest rate for business loans?

Business loan interest rates start from 14% p.a. and vary based on factors like business vintage, turnover, credit score, loan amount, and tenure. We offer competitive rates tailored to your business profile.

How long does the business loan approval process take?

Once all required documents are submitted, business loan approval typically takes 48 hours. After approval, funds are disbursed within 2-3 working days. The timeline may vary based on documentation completeness and verification.