Car Loan

Yashika Financial Services Overview

Drive Your Dream Car Today

Affordable car loans with competitive interest rates

What is a Car Loan?

Car loans transform your dream of vehicle ownership into reality without depleting your savings. Whether you're eyeing a brand-new model or a quality pre-owned vehicle, our car loan solutions feature competitive interest rates, customizable repayment tenures, and streamlined approval processes that put you behind the wheel sooner than you think.

Loan Amount: ₹1,00,000 - ₹50,00,000
Interest Rate: From 9.5% p.a.
Tenure: 12 - 84 months
Processing: Within 48 hours

Perfect For

New Car
Used Car
Refinance
Best Deals
Insurance
Low EMI
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Yashika Financial Services Why Choose Us

Best Car Loan Provider

Drive home your dream car with ease

01

Competitive Rates

Get the best interest rates starting from 9.5% per annum.

02

100% Financing

Get up to 100% on-road price financing for eligible customers.

03

Quick Approval

Fast processing and loan approval within 48 hours.

04

Flexible Tenure

Choose repayment period from 1 to 7 years.

05

Minimal Documentation

Simple paperwork with digital document submission.

06

Prepayment Options

Flexible prepayment with minimal or no penalties.

Yashika Financial Services Quick Application

Apply for Car Loan

Fill out the form below and our team will contact you within 48 hours

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Yashika Financial Services Eligibility

Car Loan Eligibility Criteria

Basic Eligibility

Age Requirement

Between 21 to 65 years

Citizenship

Indian citizen or NRI

Employment

Salaried or Self-employed

Credit Score

700+ for better rates

Income Requirements

Salaried Individuals

Minimum ₹20,000/month net income

Self-Employed

Minimum ₹25,000/month business income

Work Experience

Minimum 1 year in current job/business

Valid License

Valid driving license required

Yashika Financial Services Documentation

Documents Required for Car Loan

Keep these documents ready for quick loan processing

Identity Proof

Aadhaar / PAN / Passport

Address Proof

Utility Bill / Rent Agreement

Income Proof

Salary Slips / Bank Statements / ITR

Driving License

Valid driving license

Car Quotation

Pro forma invoice from dealer

Photographs

Recent passport size photos

Yashika Financial Services Features & Benefits

Car Loan Advantages

01

100% Financing

Get full on-road price financing

02

Quick Disbursal

Funds released within 48 hours

03

Flexible Tenure

Choose tenure from 1 to 7 years

04

New & Used Cars

Finance both new and pre-owned cars

05

Easy EMI

Affordable monthly installments

06

Insurance Included

Car insurance can be financed in loan

Yashika Financial Services More Options

Explore Other Loans

Find the perfect loan solution for your needs

Yashika Financial Services Happy Customers

What Our Customers Say

Real experiences from customers who got their car loans with us

"Got my dream SUV financed within 48 hours! Ketan sir and team arranged the best interest rate from their bank partners. Highly recommended!"

Rajiv Malhotra

Business Owner, Mumbai

"Financed my first car through Yashika Financial Services. They handled everything from documentation to delivery. Excellent service and competitive rates!"

Sneha Deshmukh

Software Engineer, Pune

"Best car loan experience! Got 90% funding for my sedan with flexible EMI options that fit my budget perfectly. Thank you team!"

Amit Patel

Chartered Accountant, Thane

Ready to Drive Your Dream Car?

Apply now and get your car loan approved within 48 hours

Apply Now

Yashika Financial Services Car Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about car loans and application process.

Contact Us

Can I get a loan for a used car?

Yes, we offer car loans for both new and used cars. For used cars, the vehicle should be less than 5 years old and in good condition. The loan amount and tenure may vary based on the car's age and condition.

What is the down payment required?

Typically, lenders finance 80-90% of the car's on-road price, requiring a down payment of 10-20%. However, eligible customers with good credit scores may get up to 100% financing on select models.

How is the EMI calculated for car loans?

EMI is calculated based on loan amount, interest rate, and tenure. Our EMI calculator on the website can help you determine your monthly payment. Generally, banks recommend EMI should not exceed 40-50% of your monthly income.

Can I transfer my existing car loan?

Yes, we offer car loan balance transfer facility if you're getting a better interest rate elsewhere. This can significantly reduce your EMI or tenure. Our team will help you with the transfer process.

Are there any processing fees?

Yes, there is a processing fee which is typically 1-2% of the loan amount. All charges are transparently communicated before loan approval. No hidden costs or surprise charges.