Overview
Affordable car loans with competitive interest rates
Car loans transform your dream of vehicle ownership into reality without depleting your savings. Whether you're eyeing a brand-new model or a quality pre-owned vehicle, our car loan solutions feature competitive interest rates, customizable repayment tenures, and streamlined approval processes that put you behind the wheel sooner than you think.
Why Choose Us
Drive home your dream car with ease
Get the best interest rates starting from 9.5% per annum.
Get up to 100% on-road price financing for eligible customers.
Fast processing and loan approval within 48 hours.
Choose repayment period from 1 to 7 years.
Simple paperwork with digital document submission.
Flexible prepayment with minimal or no penalties.
Quick Application
Fill out the form below and our team will contact you within 48 hours
Eligibility
Between 21 to 65 years
Indian citizen or NRI
Salaried or Self-employed
700+ for better rates
Minimum ₹20,000/month net income
Minimum ₹25,000/month business income
Minimum 1 year in current job/business
Valid driving license required
Documentation
Keep these documents ready for quick loan processing
Aadhaar / PAN / Passport
Utility Bill / Rent Agreement
Salary Slips / Bank Statements / ITR
Valid driving license
Pro forma invoice from dealer
Recent passport size photos
Features & Benefits
Get full on-road price financing
Funds released within 48 hours
Choose tenure from 1 to 7 years
Finance both new and pre-owned cars
Affordable monthly installments
Car insurance can be financed in loan
More Options
Find the perfect loan solution for your needs
Happy Customers
Real experiences from customers who got their car loans with us
"Got my dream SUV financed within 48 hours! Ketan sir and team arranged the best interest rate from their bank partners. Highly recommended!"
"Financed my first car through Yashika Financial Services. They handled everything from documentation to delivery. Excellent service and competitive rates!"
"Best car loan experience! Got 90% funding for my sedan with flexible EMI options that fit my budget perfectly. Thank you team!"
Apply now and get your car loan approved within 48 hours
Car Loan FAQs
Find answers to commonly asked questions about car loans and application process.
Contact UsYes, we offer car loans for both new and used cars. For used cars, the vehicle should be less than 5 years old and in good condition. The loan amount and tenure may vary based on the car's age and condition.
Typically, lenders finance 80-90% of the car's on-road price, requiring a down payment of 10-20%. However, eligible customers with good credit scores may get up to 100% financing on select models.
EMI is calculated based on loan amount, interest rate, and tenure. Our EMI calculator on the website can help you determine your monthly payment. Generally, banks recommend EMI should not exceed 40-50% of your monthly income.
Yes, we offer car loan balance transfer facility if you're getting a better interest rate elsewhere. This can significantly reduce your EMI or tenure. Our team will help you with the transfer process.
Yes, there is a processing fee which is typically 1-2% of the loan amount. All charges are transparently communicated before loan approval. No hidden costs or surprise charges.