Construction Finance

Home > Construction Finance

Yashika Financial Services Overview

Build Your Vision

Comprehensive financing for construction and development projects

What is Construction Finance?

Construction finance provides comprehensive funding solutions for builders, developers, and contractors undertaking residential or commercial construction projects. With stage-wise fund disbursement aligned with construction milestones, competitive interest rates, and flexible repayment structures, our construction loans ensure your project progresses smoothly without financial constraints, enabling you to deliver quality projects on time while maintaining healthy cash flow throughout the construction cycle.

Loan Amount: ₹10,00,000 - ₹10 Crore
Interest Rate: From 11% p.a.
Tenure: 2 - 5 years
Funding: Up to 70% of project

Perfect For

Residential
Commercial
Housing Projects
Industrial Sheds
Mall/Complex
Hospitality
Apply Now

Yashika Financial Services Why Choose Us

Trusted Construction Finance Partner

Supporting builders and developers with tailored financing

01

Stage-wise Disbursal

Funds released as per construction milestones and progress.

02

High Funding

Finance up to 70% of total project cost with competitive terms.

03

Flexible Tenure

Repayment aligned with project completion and sales cycle.

04

All Project Types

For residential, commercial, and industrial construction.

05

Expert Guidance

Dedicated project finance team for end-to-end support.

06

Competitive Rates

Best interest rates for construction financing needs.

Yashika Financial Services Quick Application

Apply for Construction Finance

Fill out the form below and our team will contact you within 48 hours

Application Submitted Successfully!

Thank you for applying. Our team will contact you within 48 hours.

Submission Failed

Please check all fields and try again.

Yashika Financial Services Eligibility

Construction Finance Eligibility

Basic Eligibility

Applicant Type

Builders, Developers, Contractors

Experience

Minimum 3 years in construction

Age

Between 25 to 70 years

Credit Score

750+ for project finance

Project Requirements

Approvals

All necessary government approvals in place

Land Ownership

Clear land title and ownership

Project Report

Detailed project report and cost estimates

Margin Money

30% of project cost from own funds

Yashika Financial Services Documentation

Documents Required

Keep these documents ready for project finance approval

Identity Proof

Aadhaar / PAN / Passport

Company Documents

Registration / MOA / Partnership Deed

Financial Statements

Balance Sheet, P&L for 3 years

Approvals

Building plan, NOC, permissions

Land Documents

Title deed, 7/12 extract, NA order

Project Report

Detailed DPR with cost breakup

Yashika Financial Services Features & Benefits

Construction Finance Advantages

01

70% Funding

Up to 70% of project cost

02

Stage Disbursement

Funds released per construction stages

03

Flexible Repayment

Aligned with project sales

04

Large Funding

Up to ₹10 crore for projects

05

All Project Types

Residential/Commercial/Industrial

06

Expert Support

Dedicated project finance team

Yashika Financial Services More Options

Explore Other Loans

Find the perfect loan solution for your needs

Personal Loan

Business Loan

Home Loan

Car Loan

Education Loan

Mortgage Loan

Loan Against Receivables

Bridge Funding

Machinery Loan

Working Capital

CC/OD Facility

Lease Rental Discounting

Equity Funding

CGTMSE Loan

Yashika Financial Services Success Stories

Builder Testimonials

Real experiences from developers we financed

"Financed our 50-flat residential project through Yashika Financial Services. Stage-wise disbursal matched our construction timeline perfectly. Thank you Ketan sir!"

Ashok Builders

Real Estate Developer, Pune

"Got construction finance for commercial complex. Competitive interest rates and flexible repayment terms aligned with our sales plan. Excellent service!"

Vijay Constructions

Builder, Mumbai

"Completed our warehouse project with their construction finance. Professional team, timely disbursals, and transparent process throughout!"

Ramesh Enterprises

Developer, Thane

Ready to Start Your Project?

Apply now for construction finance with stage-wise funding

Apply Now

Yashika Financial Services Construction Finance FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about construction finance.

Contact Us

How are construction loan funds disbursed?

Construction loans are disbursed in stages based on construction milestones - typically land, foundation, plinth, slab, finishing, and completion. Each stage is verified before releasing funds, ensuring proper fund utilization.

What is the maximum funding percentage?

Typically, lenders finance 60-70% of the total project cost. The remaining 30-40% margin money must come from the developer's own funds or pre-sales. The exact percentage depends on project viability and developer's track record.

What approvals are needed?

You need building plan approval from local authority, commencement certificate, environmental clearances (if applicable), and all statutory permissions. Additionally, RERA registration is mandatory for projects with more than 8 units or 500 sq meters.

How is interest calculated during construction?

During the construction period, you typically pay only interest on the disbursed amount (interest servicing). Once the project is completed and units are sold, the principal is repaid from sales proceeds along with accumulated interest.

What is the typical loan tenure?

Construction finance tenure typically ranges from 2 to 5 years, depending on project size and completion timeline. The tenure includes construction period plus additional time for sales and unit handovers to buyers.