Machinery Loan

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Yashika Financial Services Overview

Modernize Your Operations

Comprehensive equipment financing for business growth

What is a Machinery Loan?

Machinery loans enable businesses to acquire essential equipment and machinery without straining working capital. Whether you need to purchase new state-of-the-art machinery, upgrade existing equipment, or acquire quality used machinery, our tailored financing solutions provide up to 90% funding with flexible repayment options, allowing you to modernize operations, increase production capacity, and maintain competitive advantage in your industry.

Loan Amount: ₹2,00,000 - ₹1 Crore
Interest Rate: From 10.5% p.a.
Tenure: 12 - 84 months
Financing: Up to 90%

Perfect For

Manufacturing
Agriculture
Logistics
Construction
Healthcare
Printing
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Yashika Financial Services Why Choose Us

Leading Machinery Finance Provider

Empowering businesses with modern equipment financing

01

90% Financing

Finance up to 90% of machinery cost with minimal down payment required.

02

New & Used Equipment

Loans available for both new and quality used machinery.

03

Long Tenure

Repayment period up to 7 years for comfortable EMIs.

04

Quick Approval

Fast processing within 48-72 hours with minimal documentation.

05

Machinery as Collateral

The equipment itself serves as primary security for the loan.

06

Tax Benefits

Depreciation and interest benefits under Income Tax Act.

Yashika Financial Services Quick Application

Apply for Machinery Loan

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Yashika Financial Services Eligibility

Machinery Loan Eligibility

Basic Eligibility

Business Type

Manufacturing, Trading, Services entities

Business Vintage

Minimum 2 years in operation

Age

Between 21 to 65 years

Credit Score

700+ for better rates

Financial Requirements

Annual Turnover

Minimum ₹25 lakhs per annum

Profitability

Profitable operations for 2 years

Machinery Age

Used machinery should be < 10 years old

Bank Account

Active account for minimum 12 months

Yashika Financial Services Documentation

Documents Required

Keep these documents ready for quick loan processing

Identity Proof

Aadhaar / PAN / Passport of owner/directors

Business Proof

Registration / Partnership Deed / MOA

Financial Statements

Balance Sheet, P&L, ITR for 2 years

Bank Statements

Last 12 months account statements

Quotation

Proforma invoice / Machinery quotation

Technical Details

Machinery specifications and brochure

Yashika Financial Services Features & Benefits

Machinery Loan Advantages

01

High Financing

Up to 90% of machinery value

02

Asset-backed Loan

Machinery itself acts as security

03

Flexible Tenure

Choose 1 to 7 years repayment

04

Competitive Rates

Starting from 10.5% p.a.

05

Tax Benefits

Depreciation and interest deductions

06

All Industries

Available for diverse sectors

Yashika Financial Services More Options

Explore Other Loans

Find the perfect loan solution for your needs

Personal Loan

Business Loan

Home Loan

Car Loan

Education Loan

Mortgage Loan

Loan Against Receivables

Bridge Funding

Working Capital

CC/OD Facility

Construction Finance

Lease Rental Discounting

Equity Funding

CGTMSE Loan

Yashika Financial Services Success Stories

What Our Clients Say

Real testimonials from businesses that upgraded their equipment

"Financed CNC machine worth ₹40 lakhs with 90% funding. Ketan sir arranged the best rate. Our production doubled within 6 months!"

Mahesh Kulkarni

Manufacturing Unit, Pune

"Got machinery loan for packaging equipment. Flexible EMI and quick approval helped us expand capacity. Highly recommend Yashika Financial Services!"

Pradeep Singh

Packaging Business, Delhi

"Purchased used printing machinery through their loan. Got 85% financing at great rates. Professional service from start to finish!"

Ramesh Joshi

Printing Press, Thane

Ready to Upgrade Your Equipment?

Apply now and get your machinery loan approved quickly

Apply Now

Yashika Financial Services Machinery Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about machinery loans.

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Can I get a loan for used machinery?

Yes, we offer loans for both new and used machinery. For used equipment, the machinery should be less than 10 years old and in good working condition. The loan percentage may vary based on the age and condition.

What is the maximum loan-to-value ratio?

We offer up to 90% financing for new machinery and 75-80% for used equipment, depending on the type, condition, and your business profile. The margin money of 10-25% needs to be arranged by you.

Is the machinery hypothecated to the lender?

Yes, the machinery purchased through the loan is typically hypothecated to the lender as primary security. The hypothecation is removed once the loan is fully repaid.

What types of machinery are eligible for financing?

We finance all types of industrial and commercial machinery including manufacturing equipment, construction machinery, printing machines, medical equipment, agricultural machinery, IT hardware, and more across various industries.

How long does approval take?

With complete documentation and business details, machinery loan approval typically takes 48-72 hours. Post approval, funds are disbursed directly to the equipment supplier within 2-3 working days.